Protecting A Legacy. Preserving Peace of Mind.

Ensuring Your Wishes Are Honored & Your Family is Protected.

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Why Choose Zakhari PLLC?

  • Expert Guidance: We simplify the complex world of Medicaid and Probate.
  • Asset Protection: We help you qualify for care without losing your home.
  • Family-Focused: We prioritize the dignity and wishes of your loved ones.

Nivine K. Zakhari believes that every senior deserves to age with dignity and every family deserves a fierce advocate. Our firm is dedicated to protecting the rights and autonomy of older adults. From establishing robust Powers of Attorney to navigating guardianship matters, Zahkari PLLC provides the compassionate legal support necessary to ensure your loved ones are respected and cared for at every stage of life.

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Frequently Asked Questions

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Can Medicaid take my home if I need nursing home care?

In Florida, your primary residence is generally considered an “exempt” asset when qualifying for Medicaid, provided your equity is below a certain limit ($752,000 in 2026, adjusted annually) or a spouse/dependent resides there. However, without proper planning, the state may attempt “Medicaid Estate Recovery” after a passing.

What is the "Five-Year Look-Back" rule?

Florida Medicaid scrutinizes any asset transfers or “gifts” made within 60 months prior to your application. If you gave away property or money for less than fair market value, you may face a penalty period of ineligibility. We help families navigate these rules to protect assets without violating the look-back window.

My loved one is already in a crisis; is it too late for planning?

No. While “proactive” planning is ideal, Florida allows for “crisis planning” even if someone is already in a nursing home or about to enter one. There are legal strategies—such as Personal Care Contracts or specialized trusts—that can help qualify a loved one for benefits while preserving a portion of their estate.

What is a "Miller Trust" and do I need one?

Florida is an “income cap” state. If your monthly income exceeds the limit (currently $2,982 for 2026) but is less than the cost of nursing home care, you are technically ineligible for Medicaid. A Qualified Income Trust (Miller Trust) allows you to funnel excess income into a trust to meet eligibility requirements. We can assist in establishing and managing these trusts.

How can my family avoid the Florida probate process?

Probate in Florida can be time-consuming and expensive. You can avoid it by ensuring assets are held in a Revocable Living Trust, designating “Payable on Death” (POD) beneficiaries on accounts, or using joint ownership with rights of survivorship. We review your current holdings to ensure your estate bypasses the court system entirely.

Why do I need an Elder Law attorney instead of a general estate lawyer?

General estate planning focuses on what happens after you pass away. Elder Law focuses on what happens while you are alive—specifically managing the high cost of long-term care, protecting your autonomy during incapacity, and ensuring you qualify for government benefits without going broke.

Our Focus is Our Clients

To best serve you, our team pays attention to the details. We continually develop new resources and technology. Also, our firm never loses sight of the importance of customer service.

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